Management Protection

• Directors & Officers Insurance,
• Entity Cover,
• Crime

Suits: SMEs and UK corporations

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We can offer a complete suite of flexible Management Protection Covers – including protection for Directors and Officers, cover for the entity (corporate legal liability), employment practices liability and an optional crime extension.

• Claims made wording meaning that the policy covers claims first made and circumstances first notified to us during the Policy Period or any applicable Discovery Period
• Past, present and future Directors and Officers are covered as Insured persons
• Broad definition for actual or alleged Wrongful Acts
• Legal representation costs

Extensions (sub limits may apply)

• Civil fines and penalties
• Compensation for court attendance
• Crisis and regulatory event cover
• Corporate Manslaughter/Homicide Act
• Emergency costs and expenses
• Investigation defence costs (including Dawn Raids)
• Outside trusteeship liability
• Personal liability for unpaid taxes following insolvency
• Pollution defence costs
• Retired and former Trustees – 72 month Discovery Period
• Spousal cover

Cover for the entity

• Loss arising from claims first made during the Policy Period

Standard policy extensions (sub limits may apply)

• Corporate Manslaughter/Homicide Act
• Emergency costs and expenses
• Pollution defence costs
• Social Media Public Relations consultancy fees

Employment practices cover

• Claims first made during the Policy Period for Employment Wrongful Acts
• Wide definition of employee

Standard policy extensions (sub limits may apply)

• No exclusion for TUPE events
• Adjudication and arbitration awards