Risk Managed Property

  • Property Damage,
  • Catastrophe Protection,
  • Business Interruption

Suits: Global Companies

By working with you, your customer and our operations and claims units, we provide cover for material damage and business interruption. We also deal with overseas domiciled companies and inwards reinsurance.

We offer Property Damage and Business Interruption insurance and services to large businesses, whilst our risk management consultancy is focused on pragmatic solutions to complex risk challenges. We offer our large risk transfer capacity on a global basis. This includes managing global programmes, captive fronting and servicing, and providing risk management support.

Integral to our offering is that we seek to fully understand each customer’s approach to risk, and tailor our solutions to meet their specific needs.

We have a team dedicated to UK domiciled customers who are looking for a global programme to be written with their subsidiaries and sister companies based elsewhere globally. 

We also have a team dedicated to customers who are domiciled outside the UK and are looking to have a programme written for their subsidiaries and sister companies. This team is known as LMIP (London Market International Property)

We support a broad spectrum of trades but scale back capacities according to the occupancy or catastrophe hazards.  The capacity can be deployed on an Excess of Loss, Quota Share, Primary or Loss Limited basis. All the business we write is as a facultative reinsurance.


Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Food
  • Rail
  • Retail
  • Wholesale International Property Risks
  • Manufacturing
  • Chemical/Pharmaceuticals
  • Logistics
  • Telecommunications
  • Offices & Professionals

Positive risk features

Factors we will take into account to make our sweet spots even more competitive.

  • Good Risk Management
  • Minimal Critical CAT
  • Strong Loss Experience
  • Spread of Risk
  • Risk Exposure Predominantly in developed economies
  • Central Control of risk management


Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Mining Risks
  • Petrochemicals
  • Semi-conductor Manufacturing
  • Stand alone Unoccupied Properties
  • USA domiciled clients
  • Recycling & Waste


Alex Baxter
International Property Underwriter
0207 337 5214

Risk Managed Property Claims

Loss Adjustors

We can provide loss adjusting services in the UK through our in-house adjusting team, LAS Commercial Property.  Our team is made up of highly experienced and impartial loss adjusters – including surveyors, accountants and other specialists.

We investigate all types of material damage and business interruption claims valued between £5,000 and £5,000,000. We handle most trades and perils, including fidelity guarantee, third party property damage, IT and marine cargo. Our team has complete claims ownership and uses the latest technology to stay in real-time contact with underwriters and other specialists, speeding up the settlement of claims.

  • 24/7 availability
  • With a high authority of up to £100,000 and claim ownership without reporting, payment is quicker
  • Authorised to agree and process payments on site
  • No fees for in-house cases


Complex Claims handling

Our Complex Claims handling team is dedicated to managing the largest and most complex cases in our business, typically exceeding £500,000 in value.

This team is made up of our most experienced Claims Specialists and provides comprehensive support to all parties in major claims. For each claim, a dedicated specialist focuses on identifying the key issues, steering the strategy of the claim and managing it through to a successful conclusion.


RSA Supply Chain

Our bespoke supply chain service gives RSA customers exclusive access to a large network of vetted suppliers who provide a range of property services at specially negotiated rates.

As well as repairs in the aftermath of claims, our suppliers can assist with all kinds of property claims and offer flexible settlement options. 

Global Claims handling 

Our extensive global knowledge and resources in over 170 countries and territories can be easily accessed locally through our expert teams who can provide:

  • Deep understanding of individual local markets, encompassing taxation, legal, commercial and cultural matters
  • Underwriting, policy issuance and claims handling, all delivered in local language
  • Our single management information system provides accurate real time premium and claims data enabling better control over coverage and cash flow around the world.