Professional Indemnity

  • Professional Negligence, Breach of Contract

Suits: SMEs, UK and multinational corporations

Designed to suit the needs of businesses that provide professional advice, design or offer similar services to clients. With limits of Indemnity up to £10 million, we can provide cover to professional individuals and businesses.

Customers include (but not limited to):

  • Accountants
  • Consulting engineers
  • Property professionals (eg estate agents, property managers and quantity surveyors)
  • IT and media professionals
  • Consultants

Cover for civil liabilities (including liability for claimant’s costs and expenses) incurred in connection with the conduct of professional business, including;

  • Breach of professional duty
  • Liability for dishonest acts
  • Libel & Slander
  • Liability for damage to documents
  • Infringement of intellectual property rights
  • Adjudication and arbitration awards
  • Other types of civil liability, such as contractual liability, unless specifically excluded

Additional cover:

  • Cover for defence costs incurred with our written consent in addition to the limit of indemnity
  • Cover for Ombudsmen’s awards
  • Costs of replacing or restoring documents lost or damaged in transit or in your custody
  • Compensation for attendance in court
  • Access to our helplines offering advice on legal matters, health & safety issues, tax and VAT concerns and also providing stress counselling

Please note that RSA are only authorised to offer quotations via an insurance intermediary. If you are a direct customer, please contact an insurance intermediary who will be able to provide advice on your insurance requirements.

Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Accountants
  • Building Services Engineers
  • Charities
  • Travel Agents
  • Electrical Engineers
  • Estate Agents
  • Loss Adjusters
  • Graphic Designers
  • Interior Designers
  • Management Consultants
  • Media Professionals
  • IT Professionals
  • Property Managers
  • Book Keepers
  • Consulting Engineers
  • Employment Consultants


Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Solicitors
  • Financial Institutions
  • Independent Financial Advisors
  • Secondary Intermediaries
  • Design & Construct
  • Architects
  • Lending Valuers

Our team

  • 75+

    years of dealing with Professional Indemnity risk

  • 40

    member strong dedicated team

  • 5

    working days is all it takes to respond to a new claim



Dal Nijjar
Lead Trading Underwriter
0121 600 1261
Contact for: Platinum Brokers, Deals & Schemes
Edward Ambrose
Lead Trading Underwriter
Scotland and Northern Ireland
0141 285 8297
Contact for: Platinum Brokers, Deals & Schemes
Dean Kiernan
Professional Indemnity Lead Trading Underwriter
London Market
020 7337 5673
Stewart O'Brien
Lead Trading Underwriter
North West
0161 923 1120
Contact for: Platinum Brokers, Deals & Schemes
Geoffrey Hick
0117 927 4895
Contact for: Platinum Brokers, Deals & Schemes
Gemma Fozard
0113 298 4808
Nicki Porter
Lead Trading Underwriter
UK Trading Centre
0161 923 1777
Contact for: Non Platinum Brokers, Deals & Schemes