Mini Fleet

  • Cover for between 2 and 15 vehicles,
  • Flexible up to 20 vehicles

Suits: SMEs

A flexible product designed to meet all your customers’ needs.

Discover our SME Mini Fleet insurance, providing excellent standard cover and a range of improved features. Specifically designed for companies with fleets of between two and 15 vehicles, with flexibility for renewals from two to 20 vehicles. Mini Fleet provides cover for cars, vans, trucks (up to 44 tonnes), trailers and forklifts.

To view the Mini Fleet FAQ click here: 


Mini Fleet web training for Acturis

Excellent standard cover

  • Unlimited cover for death or bodily injury of any persons (including passengers)
  • Loss of or damage to material property up to £20m for cars (£5m all other vehicles)
  • Stoppage of or interference with transport up to £1m
  • Replacement locks up to £2,000 in the event of keys being lost or stolen
  • Legal assistance plan - up to £100,000 for legal expenses related to the recovery of uninsured losses
  • Territorial limits of the policy include EU and extended EU countries

Comprehensive cover

  • Unlimited ‘new for old’ cover for the cost of a replacement vehicle within 12 months of first registration
  • Personal accident – up to £5,000
  • Medical expenses – up to £250
  • Personal effects – up to £250
  • Tools - up to £500 on any one claim

Flexible options

  • Breakdown – available in four options for cars and goods carrying vehicles under 7.5 tonnes GVW
  • Flexible commission – reduce to as low as 0% or increase to a maximum of 20%

Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Risks with up to 6 vehicles
  • Risks consisting primarily of cars
  • Risks with no drivers under 25 years of age or with serious convictions
  • Businesses based outside of major urban areas
  • Vehicles that can be restricted to named drivers or to drivers over 30 years of age

Positive risk features

Factors we will take into account to make our sweet spots even more competitive.

  • Named Drivers


Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Young Drivers aged 17 and 18 years old at NB
  • Haulage / Courier type occupations
  • Self Drive hire or Motor trade type occupations
  • ‘High fraud’ postcode areas – RSA online will help with early knock out.