Management Protection

  • Directors & Officers Insurance,
  • Entity Cover,
  • Crime

Suits: SMEs and UK corporations

We can offer a complete suite of flexible Management Protection Covers – including protection for Directors and Officers, cover for the entity (corporate legal liability), employment practices liability and an optional crime extension.
  • Claims made wording meaning that the policy covers claims first made and circumstances first notified to us during the Policy Period or any applicable Discovery Period
  • Past, present and future Directors and Officers are covered as Insured persons
  • Broad definition for actual or alleged Wrongful Acts
  • Legal representation costs

Extensions (sub limits may apply)

  • Civil fines and penalties
  • Compensation for court attendance
  • Crisis and regulatory event cover
  • Corporate Manslaughter/Homicide Act
  • Emergency costs and expenses
  • Investigation defence costs (including Dawn Raids)
  • Outside trusteeship liability
  • Personal liability for unpaid taxes following insolvency
  • Pollution defence costs
  • Retired and former Trustees – 72 month Discovery Period
  • Spousal cover

Cover for the entity

  • Loss arising from claims first made during the Policy Period

Standard policy extensions (sub limits may apply)

  • Corporate Manslaughter/Homicide Act
  • Emergency costs and expenses
  • Pollution defence costs
  • Social Media Public Relations consultancy fees

Employment practices cover

  • Claims first made during the Policy Period for Employment Wrongful Acts
  • Wide definition of employee

Standard policy extensions (sub limits may apply)

  • No exclusion for TUPE events
  • Adjudication and arbitration awards

Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • ‘Not for profit’ sector
  • Resident Associations
  • Clubs
  • Property Investors
  • Incorporated/Ltd companies with turnover <£100m
  • Entities with strong employment practices

Contacts

Dal Nijjar
Lead Trading Underwriter
Midlands
0121 600 1261
Contact for: Platinum Brokers, Deals & Schemes
dal.nijjar@uk.rsagroup.com
Edward Ambrose
Lead Trading Underwriter
Scotland and Northern Ireland
0141 285 8297
Contact for: Platinum Brokers, Deals & Schemes
edward.ambrose@uk.rsagroup.com

Claims Information

Our Professional Indemnity & Financial Risks (ProFin) claims team deals with all aspects of professional Indemnity claims from accountants through to zookeepers

A highly experienced, market leading specialist team, we take a full ‘cradle to grave’ approach to claims management, keeping our broker partners and customers informed at every step.

In the pursuit of excellence, errors and omissions may occasionally happen, even in the best run businesses. The importance of professional indemnity & financial risks insurance is widely recognised: it affords essential financial protection for any business providing professional advice or services.

With over 75 years experience in dealing with professional Indemnity & financial risks at RSA, and over 600 years in general insurance we’ve learned a thing or two, so you can be confident that we have the right expertise to manage your claims effectively.

  • We offer dedicated help lines to help keep charities and not for profit entities moving including legal advice, tax advice and stress counselling.
  • We have a dedicated Claims Team for Trustee and Management Liability Claims
  • Cover can be purchased on an Aggregate or any one Claim basis
Main claims number:
0207 37 5243