JCT Clause 6.5.1 Insurance

  • JCT Clause 6.5.1 Insurance

Suits: SMEs, UK and multinational corporations

We have an in-depth understanding of this class of business focusing on our customers’ needs.

We offer a guaranteed level of service including:

  • Nominated telephone lines
  • Initial response to quotation enquiries within three hours
  • Policy documents within contract certainty standards

Risk management service:

We have a dedicated in-house team of risk consultants and risk engineers located throughout the UK, ready to provide support whenever and wherever you need it. They have a deep understanding of the special risks associated with the construction industry.

Our risk engineering services include:

  • Full contact site surveys to understand the works and risks involved in construction projects
  • Desktop reviews and technical advice on construction design and methods to be undertaken
  • Project reviews
  • Post loss risk evaluations


  • Protects the employer in respect of their legal liability for expense, liability, loss, claims or proceedings that arise due to non-negligent injury or damage to any property while undertaking a building contract due to collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water
  • Property includes the employer’s own property if this does not constitute the contract works and third party property
  • Required to be arranged in joint names of employer and contractor 
  • Excludes injury or damage where cover is provided by any other insurance, which is the responsibility of the employer to insure under paragraph C.1 of schedule 3 – Damage to existing structures and their contents for Specified Perils 

How you can help us to get you the best quote:

Our proposal form guides you through the information required in order to provide the most competitive quotation. The following are the main points required:

  • Name and address of employer
  • Name and address of contractor
  • Address of contract site
  • Value of contract
  • Details of the nature of the contract
  • Contract period
  • A split in the contract value (Demolition / Groundworks / Super-Structure / Fit-out/ Landscaping / Car-parking)

Case Study

JCT Clause 6.5.1 Case Study 1

A contractor was carrying out the conversion of a 100-year-old shop and flats into a doctor’s surgery.

Read more

JCT Clause 6.5.1 Case Study 2

A contractor was undertaking demolition and refurbishment works at three 18th century properties.

Read more


Richard Hampson
Underwriting Leader
07768 143 084
Iain Geekie
Underwriting Leader
07771 975 081

Claims Information

From our experienced team in Manchester we provide a specialist and dedicated service for construction claims. RSA advocates the prompt settlement of every claim.

Specialist claims team :
0330 102 4076