Cargo Throughput Solutions / Simply Cargo

  • Cargo Insurance,
  • Stock Insurance,
  • Cargo throughput,
  • Stock Throughput

Suits: Businesses involved in imports and/or exports, retail, wholesale, manufacturing and storage of own goods and materials

Cargo Throughput Solutions and Simply Cargo policies provide seamless cover for goods ranging from raw material to finished products in transit anywhere in the world including whilst stored at own or third party premises.

Cargo Throughput Solutions (CTS) does not incorporate any Institute Cargo Clauses within the wording.  We’ve listened to our brokers and customers and responded to the request for a plain English Cargo and StockThroughput policy written on an All Risks basis as a clear and effective alternative to Marine Cargo policies that refer to ‘Institute Clauses’ which can be difficult for non-specialist brokers to decipher and may not be the most suitable method of covering goods in store. 

Simply Cargo is our traditional Marine Cargo product with cover built around Institute Cargo Clauses. Cover is available for any movement of goods, exhibitions, sales or engineers tools and samples, and also for stock as required.

So we have a full suite of soultions for those who prefer and require the traditional policy based on Institute Cargo Clauses as well as offering a simple, straight forward wording for those who prefer an alternative to the traditional wording.  

Our Cargo policies provide cover for businesses typically involved in imports and/or exports, retail, wholesale or manufacturing for goods and materials incidental to the business and/or owned by the Assured, in transit within the UK and worldwide, including whilst being stored.

Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • There are very few commodities that we not able to consider (see "Showstoppers")


Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Specie risks
  • Bullion and/or precious metals, household and/or personal effects
  • Fine Art
  • Stock cover in isolation


Chris Caldwell
Senior Underwriter
Midlands and South
0121 600 1704
Chris Parr
Senior Underwriter
Midlands and South
0121 600 1718
Ian Smith
Senior Underwriter
North and Scotland
0161 235 3816
Jon Ryle
Senior Underwriter
North and Scotland
0161 235 3807