- Perfectly Simple
Our Business Combined proposition offers flexible insurance solutions for a wide range of manufacturing, wholesaling, supplying, retail, administrative, leisure and accommodation risks.
In short, if you want to combine cover for your customers, our product is suitable for risks with sums insured of up to £1m worth of target stock/stock, £2.5m of contents plus uplift and £5m of buildings elements plus uplift.
There is no limit on turnover, making it possible to e-trade a risk with a total property exposure of up to £20m when uplifts and Business Interruption are taken into account.
Excellent standard cover
Property Damage - Contents
To be eligible for the product, the policyholder must cover the contents of each business premises.
Contents will extend to cover Directors, Partners and Employees personal effects; wines, spirits and tobacco held for entertainment purposes; documents, manuscripts and business books.
A variety of modular covers are available in addition to the mandatory element of Property Damage – Contents.
Business Interruption, (option to specify customers / suppliers on RSA Online)
Deterioration of Stock
Loss of Liquor Licence
Public and Products Liability
Personal Accident Insurance
Legal Expenses Insurance
Goods in Transit
Floating Contents; Stock; Computer Equipment (RSA Online only)
EXPRESS CLAIMS HANDLING
We express handle suitable commercial property claims worth up to £2,500. This means that we aim to conclude settlement within 24 hours* by collecting important information to validate the policy cover at first notification, and making payment by your customers' preferred methods.
*core working hours are Monday to Friday, 9am to 5pm