Blocks of Flats

  • Buildings Insurance,
  • Rent Insurance,
  • Alternative Accommodation Insurance

Suits: UK Corporations with residential property

Our specialist team of underwriters can provide the right level of cover and service your customer need to protect their investments in blocks of flats.
  • Buildings Insurance
  • Loss of Rent cover
  • Alternative Accommodation
  • Public Liability Insurance
  • Employers' Liability Insurance
  • Contents Insurance

For a full copy of the wording, please contact your local underwriter at RSA.

Sweet spots

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Purpose built Blocks of Flats

Positive risk features

Factors we will take into account to make our sweet spots even more competitive.

  • Post 1960 built
  • Standard construction including concrete floors
  • Over 3 years old
  • Professional lets or owner occupied
  • Majority occupied
  • Declared value £1m-£10m
  • Up to 10 stories in height
  • Favourable claims history
  • Single or multiple premises
  • Low flood and subsidence exposure
  • Well managed (on site personal, maintenance, caretaker)
  • Good Security (electronic entry, 24 concierge, alarms)
  • Moderate values for fixtures and fittings
  • Converted block of flats
  • Non-standard construction (terms may be applied)
  • Mixed tenants
  • Some commercial element to the block is acceptable (i.e. retail on ground floor)

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Student accommodation
  • Social housing/housing associations
  • Holiday lets
  • Standalone commercial premises
  • 100% unoccupied blocks or blocks undergoing refurbishment

Contacts

Pete Wallace
Senior Trader
North
0161 923 1731
pete.wallace@uk.rsagroup.com
Jennifer Dunning
Trading Underwriter
National
0161 923 1522
jennifer.dunning@uk.rsagroup.com
Blocks of Flats and Residential Properties
0161 923 1227
hh.bof@uk.rsagroup.com

Claims Information

Block of Flats claims department:
0330 102 4004