SME e-Trading Change Library

The majority of our SME business is now traded electronically and policy documentation is provided as a pdf. From time to time, we update those products, either for improvements based on customer feedback or legislative and regulatory change. Where those changes are material, on this page you will find a Notice to Policyholder providing further information;
Date Products Change Notice
Dec-20 Shop, Office, Properties, Business Combined, Pubs Hotels Restaurants, Tradespeople and Homeworkers via etrade

New Disease Exclusion, Revised Electronic Risk Exclusion, Revisions to Business Interruption Extensions, Including a new Specified Disease Extension.

Please choose the generic Notice or the more specific product Notice where applicable.

Important Notice to Policyholders
Important Notice to Policyholders - Properties product only
Important Notice to Policyholders - Business Combined product only

Important Notice to Policyholders - Tradespeople and Homeworkers products

Apr-20 Business Combined, Offices, Shops, Properties and Pubs Restaurants & Hotels via eTrade Changes to policy exclusions as a result of Coronavirus Pandemic Policy Wording Changes - Notice to Policy Holders (2020)
Policy Wording Changes - Notice to Policy Holders (Computers 2020)
Policy Wording Changes - Notice to Policy Holders (Business Combined 2020)
 Mar-19 Tradespeople and Homeworkers Inclusion of Legal Expenses Insurance as standard Tradespeople & Homeworkers Additional Covers Notice to Policyholders - UKC05287 (March 2019)
 Mar-19 Properties via eTrade Data changes on Acturis for SME Properties on imarket Properties Data Changes on Acturis imarket Notice to Policyholders - UKC05286 (March 2019)
 Nov-18 Small Business Combined, Offices, Shops and Properties via Enterprise Changes to Terrorism insurance as a result of changes made by Pool Re Terrorism Renewal Notice to Policyholders (Enterprise) - UKC05220B (November 2018)
Oct-18 Properties via eTrade Changes to the Contribution payable under Event 4 - Escape of Water or Oil Properties Escape of Water Contribution Notice to Policyholders - S01377 (October 2018)
Apr-18 Small Business Combined, Offices, Shops and Properties via Enterprise Changes to Terrorism insurance as a result of changes made by Pool Re and an update to the Financial Sanctions Condition Terrorism Renewal Notice to Policyholders (Enterprise) - UKC05220 (April 2018)